A MULTICHANNEL PLATFORM COVERING THE ENTIRE VALUE CHAIN OF ELECTRONIC PAYMENTS
MX Payment™: a modular suite of solutions for all your payment needs
Our products and solutions offer a full range of features to support payments in a secure environment. MX Payment™ orchestrates all aspects of payment processing for any type of transaction (withdrawal, payment, transfer…), via any means of payment (debit card, credit card, prepaid card, e-wallet, m-wallet, and many others) and on any channel (ATM, POS, Mobile, branch, online portals…), with any currency or via any payment scheme (Visa, Mastercard, UPI, AMEX, Diners, RuPay…).
Modules for Issuing
Card Management System
Manage any type of cards (Debit, Credit, Prepaid ...) and access global payment networks Visa, MasterCard, UnionPay, GCB, GIM-UEMOA...
The MX Card Management System™ module enables you to enhance your issuing capabilities and manage the entire lifecycle of your Card products while integrating flexibility and advanced parameters for each type of product.
Give your customers more choice with both virtual card issuing and onboarding on major Wallets Google Pay, Apple Pay, Samsung Pay, We Chat Pay ... with card virtualization on connected devices.
Revolutionize your market with virtual card issuing, a modern and secure payment method.
MX Instant Issuing™ allows you to personalize and instantly issue in-branch any type of cards (Debit, Credit, Prepaid ...) on all international networks Visa , Mastercard, UPI, GCB, GIM-UEMOA ...
Give your customers the possibility of personalizing and activating multi-purpose cards in the branch in no time at all.
e-Wallet, Mobile Wallet
MX Wallet™ allows you to configure, issue and manage your own Wallet product (eWallet, MWallet, Mobile Money ...). MX Wallet™ offers you both a mobile back-office and a carrier application integrating a suite of value-added services: Money Transfer, Utility Payment (Invoices, Recharge ...), Cash-out, Cardless Withdrawal, QR Code Payment, NFC Payment ...).
Modules for Transactions Processing
Clearing & Settlement
MX Clearing & Settlement™ facilitates the automated and transparent transfer of the holder’s transactions to its bank account thanks to a complete management of the interbank clearing. The latter supports any payment method, any channel and any type of transaction.
Dispute & Chargebacks
MX Dispute & Chargeback™ enables fast and transparent resolution of any type of electronic payment dispute – issuer, acquirer and interbank – thanks to efficient and automated management of the processing workflow: automatic allocation of litigation cases to investigators, possibility to automate processing standard dispute cases, decision support tools and automatic multichannel notifications to customers and operators.
Modules for Switching
MX Switch™ allows electronic transactions to be routed between payment acquirers, electronic banking centers and domestic and international issuing institutions via Visa, MasterCard, UnionPay International and many other standard interfaces. It is compatible with all types of transactions (withdrawal, payment, money transfer, and many others), any channel (ATM, POS, mobile phone and many others), and any means of payment (debit card, prepaid, e-wallet, m-wallet, and many others).
Modules for Acquiring
Modules for Security
In response to the resurgence of electronic fraud and cybercrime, MX Authentication™ enables strong end-user authentication for all types of Internet transactions (payment, money transfer, account consultation and many others), with any payment method (debit card, prepaid, e-wallet, m-wallet, and many others), and any channel (mobile phone, computer, tablet and many others).
Risk & Fraud Management
MX Risk & Fraud™ protects holders, merchants and financial institutions against fraud on any type of transaction whatever the channel. The application allows proactive detection of holder and merchant fraud attempts for issuers and acquirers through advanced risk calculation algorithms based on the transactions history and comparisons with typical models of behavior of fraudsters. In case of fraud detection, it is possible to block the transaction automatically and to alert the customer, operators and electronic payment units in real time by sms, email, and many other channels.